Terms of Use

The terms readers agree to when they use this site. Replace this page with your own terms before launch.

Last updated: January 1, 2025

Welcome to our website. These Terms of Use (the “Terms”) govern your access to and use of this website, its content, and related services. Please read them carefully before using the site.

By accessing or using this website, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree, please discontinue use of the site. You must be at least the age of majority in your province or territory of residence, or have the consent of a parent or legal guardian, to use this website.

These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles. Subject to any mandatory consumer rights that may apply to you, you agree to submit to the exclusive jurisdiction of the courts of Ontario for the resolution of any dispute arising from these Terms or your use of the site.

We handle personal information in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy legislation. We collect, use, and disclose personal information only for identified purposes and with your knowledge and consent, except where permitted or required by law. You may request access to, or correction of, your personal information at any time. Our Privacy Policy describes these practices in detail and forms part of these Terms.

We also comply with Canada’s Anti-Spam Legislation (CASL). We will send commercial electronic messages only with your consent, and every message will include a simple way to unsubscribe.

Nothing in these Terms limits or excludes any rights you may have under applicable federal or provincial consumer protection laws, including statutory warranties and rights that cannot be waived by agreement. Where our services involve payment, pricing, taxes (including GST/HST and applicable provincial sales taxes), and cancellation or refund conditions will be disclosed before you complete a transaction.

All content on this website, including text, graphics, logos, images, articles, audio, video, and software, is owned by or licensed to us and is protected by the Copyright Act (Canada), the Trademarks Act (Canada), and other applicable laws. You may view and share links to our content for personal, non-commercial purposes. You may not reproduce, modify, distribute, or create derivative works from our content without our prior written permission. Any content you submit grants us a non-exclusive, royalty-free licence to display it on the site, and you confirm that you have the right to submit it.

You agree to use this website lawfully and respectfully. You must not:

• Violate any applicable federal, provincial, or municipal law, including human rights and hate speech laws;
• Post or transmit content that is defamatory, harassing, discriminatory, or infringes the rights of others;
• Attempt to gain unauthorized access to our systems, accounts, or data;
• Introduce viruses, malware, or any code intended to disrupt or damage the site;
• Use automated tools to scrape, harvest, or overload the site without permission.

The content of this website is provided for general information purposes and on an “as is” and “as available” basis. We make reasonable efforts to keep information accurate, but we do not guarantee that it is complete, current, or error-free, and nothing on the site constitutes professional advice.

To the maximum extent permitted by applicable law, we will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for loss of profits, data, or goodwill, arising from your use of or inability to use the site. Our total liability for any claim will not exceed the amount you paid us, if any, in the twelve (12) months preceding the claim. Some jurisdictions do not permit certain limitations, so these limits apply only to the extent permitted by law and do not affect your non-waivable statutory rights.

This website may contain links to third-party websites. These links are provided for convenience only. We do not control or endorse those sites and are not responsible for their content or privacy practices.

We may suspend or terminate your access to the website at any time, with or without notice, if you breach these Terms or if required by law. You may stop using the site at any time. Provisions that by their nature should survive termination, including those on intellectual property, limitation of liability, and governing law, will continue to apply.

We may update these Terms from time to time. The updated version will be posted on this page with a revised “Last updated” date. Where changes are material, we will provide reasonable notice. Your continued use of the website after changes take effect constitutes acceptance of the revised Terms.

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect. These Terms, together with our Privacy Policy, constitute the entire agreement between you and us regarding use of the website. A French version of these Terms is available upon request.

If you have questions about these Terms, or wish to make a privacy request or raise a concern, please contact our Privacy Officer through the contact page of this website. We will respond to your enquiry within a reasonable time, and in any event within the timelines required by applicable law.